Choosing insurance for your car is necessary to consider the advantages vasilitas & what can you get from the insurance and the need to match you with your vehicle needs both short term and long term, here are some tips on how to specify this:
1. Quality
Quality has always been number one, car insurance is no exception. Well, you can choose the car insurance that already has a good rating like getting awards, including Best General Insurance, Indonesian Customer Satisfaction Award and the Indonesian Best Brand Award which could be a reference that car insurance is reliable, reliable and responsible.
2. Iko own expense res
Should select a car insurance claim received only one course for collision set in different time, rather than applying the system of car insurance claims per occurrence per accident or collision. Of course you have to pay for own risk or the risk itself is worth around Rp 100,000 a few times of having to go back and forth to the garage. Not to mention the possible outcome is unsatisfactory workmanship workshop karea an unauthorized repair shop. Well, the car insurance claims received one then you do not need very often to the workshop that ultimately does not make you lose because they have to pay a fee Own Risk or OR, you also do not waste time, let alone shop is authorized workshops.
3. Notice workshop partners insurers
As already mentioned in the beginning then choose the insurance company that has a workshop partners who do have good credit. This will make you not have to commute workshop because the process is wrong and will not waste your time.
4. Automobile insurance claims processing
It is best to choose an insurer with the claim process is not complicated aka easy. There are some auto insurers who set complex rules such as the need to wait for the surveyor and then had to argue with her again and receipt SPK or Work Order also takes a few days for the workshop can do repair work on your car. Of course this will make you waste a lot of time. Therefore, select car insurance that provides insurance claims and receive a Work Order in the matter of less than 30 minutes.
5. Spare-Part Original
Choose a car insurance does ensure that the spare parts used are original and have warranty so do not inflict harm on your part.
6. Features of third party liability
Sometimes accidents just cause third party damage is more severe than we are. Not to mention if the driver or passengers are also affected by its consequences. Therefore, you can choose and buy car insurance that provides liability to third parties bigger so you can not be burdened by extra costs, then the driver or the passenger also has protection.
7. 24-hour protection
Did you know that there are some car insurance which has provisions boundaries and hours? Therefore, watch for the provision of the car insurance. Should choose car insurance that guarantees protection outside the area and has a phone number that can easily be reached for 24 hours in order to minimize your anxiety to travel. After all, car insurance is useful to make you not worried about your car.
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